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SFM's Best Investment Ideas

Adam Sommers, Chief Investment Strategist at Sommers Financial Management has designed "new in 2021" portfolios in response to demand from our clients, as well as the appeal of Risk Parity style investing. 


These are not your typical 60/40 or 70/30 Stock/Bond fund portfolios. 


These portfolios use a mix of innovative ETFs employing options, futures, and even leverage (aka "Return Stacking"). 

Portfolio Strategy
(as of 8/20/2021)
# of Funds in the Portfolio1-Year
Return
3-Year
Return
Annual
Expense
Ratio
Max Draw DownRisk Score Range
 (0-100)
Better Than the Bank10-126.9%NA0.46%NA15-34
SFM Wealth Preservation1219.1%15.6%0.84%-10.9%37-46
SFM Wealth Enhancement1227.2%19.3%0.64%-21.0%47-66


More about our best ideas:

"Better Than the Bank"

  • 40% Short-Term Investment Grade Bonds
  • 30% Closed-End Bond Funds trading at discounts with bonus high yields
  • 30% Bond-like Buffered ETFs (Defined-Outcome ETFs with upside room to the cap and a positive return projection even in the face of a 10% stock market correction).

SFM Wealth Preservation

  • 50% Conservative Core (90% U.S. Treasury Bonds, 10% S&P 500 Call Options)
  • 14% Inflation Hedges (Gold, Commodities, Real Assets, TIPS, and Crypto-Currencies)
  • 12% Global Quality Stocks (QWLD & VT)
  • 12% Volatility Strategies (attempt to offset market declines when volatility spikes)
  • 12% Institutional Real Estate (Interval Funds)

SFM Wealth Enhancement

  • 55% Efficient US Core (90/60 US Stock/Bond mix)
  • 11% Inflation Hedges (Gold, Commodities, Real Assets, TIPS, and Crypto-Currencies)
  • 11% Institutional Real Estate (Interval Funds)
  • 11% Volatility Strategies (attempt to offset market declines when volatility spikes)
  • 8% International Efficient Core (90/60 International Stock/US Treasury mix)
  • 4% Emerging Markets Efficient Core (90/60 Emerging Market Stocks/US Treasury mix)

Invest Now