New buffered-ETFs provide option-based insurance against market losses, while allowing you to participate in market gains to a cap - or at a reduced participation percentage.
Stocks have been up — but unemployment has also risen. Why is that? Here, we break down the major differences between the stock market and the economy.
The allure of variable annuities (VAs) capture many unsuspecting adults. With a VA, you get to participate in some of the upside of the investment markets with no downside; the insurance company ‘insures’ against losses. The problem with VAs are the complexity and costs. The typical VA costs 3% annually, and has steep “surrender charges” (15% is not uncommon!). What if you could have much of the upside of the S&P 500, with downside protection, no surrender charges, and daily liquidity—all for 0.8% per year?