A good financial advisor can help you in many ways: manage your investments, assist in major financial decisions like buying a car or a house, find the opportune time to retire, figure out how to get the most out of social security, and one of my favorites: legally avoid and lower taxes when possible. This is where sharing and reviewing your income tax return becomes an important part of what we can do for you.
New buffered-ETFs provide option-based insurance against market losses, while allowing you to participate in market gains to a cap - or at a reduced participation percentage.
You’ve worked hard for years and saved money along the way, but how do you take those retirement savings and turn them into retirement income that will last for 30 years or more?
While we are socially isolating, my suggestion to you is to turn off the news, and focus on how you can improve your relationships with people and things important to you. I’ll also suggest considering your relationship with money. We all know money matters, but why? Why is it important to you?
The allure of variable annuities (VAs) capture many unsuspecting adults. With a VA, you get to participate in some of the upside of the investment markets with no downside; the insurance company ‘insures’ against losses. The problem with VAs are the complexity and costs. The typical VA costs 3% annually, and has steep “surrender charges” (15% is not uncommon!). What if you could have much of the upside of the S&P 500, with downside protection, no surrender charges, and daily liquidity—all for 0.8% per year?
“A fiduciary is a person or organization that acts on behalf of another person or persons to manage assets. Essentially, a fiduciary owes to that other entity the duties of good faith and trust.” The reason I feel honored to be a part of this team, is that I have witnessed the many ways we put our clients first. We listen, we research, we plan, and we help our clients succeed.